WHY AN INDEPENDENT BROKER?
There is a difference in where you buy your protection. Many people don’t realize there are three sources for insurance:
- Captive Agents, who can sell you the insurance of only one company.
- Telephone Representatives, who can offer you the insurance of one company, and only on the telephone.
- Independent Insurance Brokers, who represent a number of insurance companies, and research with these firms to find you the best combination of price, coverage and service.
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Your Independent Insurance Broker:
- Is a licensed professional with strong customer and community ties.
- Gives you excellent service and competitive prices because your agent can access the insurance coverage from more than one company.
- Unlike other agents, is not beholden to any one company; thus, you don’t need to change agencies as your insurance and service needs change.
- Assists you when you have a claim.
- Is your consultant working with you as you determine your needs.
- Offers you a choice of insurance plans and programs.
- Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service.
- Offers one-stop shopping for a full range of products-home, renters, auto, business, life and health.
- Can periodically review your coverage to keep up with your changing insurance needs.
- Treats you like a person, not just another number.
There is a difference!